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Current Openings

Commercial Loan Officer

 

Department/Location:

West Sacramento Branch

Job Summary:

  • Facilitates, prepares, analyzes and structures commercial and business credit proposals
  • Assesses client needs and cross-sells other commercial banking products
  • Cultivates referral sources and generates new business by identifying and building rapport with potential customers.
  • Ensures commercial loans are structured in a manner that meets customer needs, ensures credit quality and minimizes credit risk.
  • Prepares and presents credit proposals for existing and new customers.

Prerequisites:

  • Good knowledge of bank lending products and practices.
  • Good knowledge of real estate documentation
  • Good knowledge of mathematical or statistical concepts and theory as it pertains to the financial industry, including accounting and financial analysis.
  • Good knowledge of related state and federal loan regulations and other applicable Bank lending policies and procedures.

Education:

Graduation from accredited 4 year college or university leading to a degree in finance, business, or related field, or equivalent experience.

Experience Required: Five years’ experience in financial institution lending.