Current Openings


Commercial Loan Officer

Department/Location:  West Sacramento Branch

Job Summary:

  • Facilitates, prepares, analyzes and structures commercial and business credit proposals
  • Assesses client needs and cross-sells other commercial banking products
  • Cultivates referral sources and generates new business by identifying and building rapport with potential customers.
  • Ensures commercial loans are structured in a manner that meets customer needs, ensures credit quality and minimizes credit risk.
  • Prepares and presents credit proposals for existing and new customers.


  • Good knowledge of bank lending products and practices.
  • Good knowledge of real estate documentation
  • Good knowledge of mathematical or statistical concepts and theory as it pertains to the financial industry, including accounting and financial analysis.
  • Good knowledge of related state and federal loan regulations and other applicable Bank lending policies and procedures.


Graduation from accredited 4 year college or university leading to a degree in finance, business, or related field, or equivalent experience.

Experience Required: Five years’ experience in financial institution lending.

Credit Analyst


West Sacramento


VP / Local Area Manager

Job Summary:

  • Analyzes credit data to estimate degree of risk involved in extending credit or lending money to firms or individuals.
  • Ensures accurate and timely review of all loan documents.
  • Maintains all loan files and prepares required documents.
  • Contacts banks, trade and credit associations, sales people, and others to obtain credit information.
  • Evaluates results of investigations, prepares reports of findings for management.
  • Analyzes tax returns and financial statements utilizing the Tax Analysis and Financial Tools systems.
  • Prepares document request forms and reviews the loan documents for conformity and compliance.   
  •  Provides administrative support to commercial loan officers.
  •  Performs other duties as assigned


  • Basic knowledge of commercial, construction, real estate and consumer loan processing.
  • Basic understanding of financial statements, tax returns and basic financial analysis.
  • Basic knowledge of related state and federal loan regulations and other applicable Bank lending policies and procedures.

Education:  Associate's degree or equivalent from two-year or technical school; six months to one year of related experience and/or training; or equivalent combination of education and experience.

Experience Required: One to two years experience in financial institution lending, credit analysis, accounting/financial or related area.