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Cash Management Solutions Designed to Fit Your Growing Business.

Whether you’re just starting out or are an established business, sole proprietor, nonprofit, or public entity, we’ve got a variety of account options designed to meet your needs. All our accounts have low fees and low minimum deposits and give you the flexibility and tools to manage your money and grow your assets.

  • Interest-Bearing Accounts
  • Analyzed Checking
  • Money Market Accounts
  • Nonprofit & Public Entity Accounts
  • No Penalty CDs

Enjoy great cardmember benefits, such as a 0% introductory APR on purchases and balance transfers, online management and reporting tools, 24-hour cardmember service, unlimited employee cards, worldwide acceptance, and protection from unauthorized use with a variety of business Visa® credit card programs designed specifically to meet the needs of your business.

  • Visa® Business Bonus Rewards Card – You'll earn points on everyday purchases plus an automatic 25% bonus on all points earned every month.
  • Visa® Business Bonus Rewards PLUS Card – Even more reward points on everyday purchases plus an automatic 50% bonus on all points earned every month.
  • Visa® Business Card – Low introductory rates and everyday convenience.
  • Visa® Signature Company Card – Simplified expense management for medium- to large-sized corporations with at least $350,000 of annual income.
  • Visa® CommUNITY Card – Designed specifically for public entities and nonprofits.

Our online business banking portal has a full range of capabilities that enable you to quickly and easily handle your business banking anytime, anywhere, over a secure connection that keeps your critical financial information safe. With eBusiness Manager, you can:

  • View Account Balances and Transactions
  • Transfer Funds Between Accounts
  • Take Care of Business Bill Pay and Loan Payments
  • Issue Wire Transfer Requests
  • Place Stop Payments
  • Set up Mobile Notifications and Approvals
  • Receive Electronic Monthly Statements
  • Manage ACH Origination
  • Review Positive Pay

Community Business Bank offers special accounts with additional protections for public entities and nonprofits. Through our Certificate of Deposit Account Registry Service® (CDARS®) and Insured Cash Sweep® service (ICS®), we offer CD-level interest rates and FDIC insurance protection up to $50 million. Protect your funds and earn more interest on your deposits all with the convenience of working with just one bank. Some of the specialty organizations we work with include:

  • Professional Organizations and Associations
  • Nonprofits
  • Government Entities

Get faster access to your money and make less trips to the bank by depositing checks from the comfort of your office, 24 hours per day, seven days a week. Convenient, secure, and easy to use, you’ll save time and money by streamlining your check posting process using our remote deposit capture technology. With Business Remote Deposit, you can:

  • Make Deposits to Multiple Accounts
  • Review Account Activity and Access Online Reports
  • Download Data to Most Accounts Payable Applications
  • Manage Check Returns and Reconciliations Electronically

Say goodbye to long hours spent processing and posting check payments. With our Lockbox Solution, you can have customers, clients, patients, or patrons send checks to a secure P.O. Box managed by us. We collect, process, and deposit these check payments on your behalf – saving you and your staff time and money. And we’ll provide you with an electronic payment record that you can upload directly into your accounting system.

This solution is an ideal service for customers with a high volume of monthly check payments, such as:

  • Property Management Companies
  • Large Nonprofit Organizations
  • Medical Groups
  • Insurance Agencies

An easy and affordable payroll solution that is ideal for businesses with seasonal and temporary employees, our Payroll Debit Cards offer a quick, secure electronic alternate to paper checks. With a completely paperless workflow and no implementation or per card load fees, it reduces payroll processing costs and improves efficiency while providing valuable benefits to your employees, including:

  • Immediate Fund Availability
  • Free Access to Funds Through the Allpoint ATM network
  • Fee-free Signature POS Transactions and POS Cash Back

We offer a variety of specialty products to better meet the needs of our business community:

  • Health Savings Accounts (HSAs)
  • Contractor Retention Escrow Accounts
  • Merchant Card Processing
  • Deposit Courier Service

One-Call Convenience

For Expert Guidance & Friendly Service
Call 877-377-9077 to Speak with a Professional Business Banker.

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Flexible Scheduling

We’re Ready to Meet Before, During, or After Business Hours at Our Office or Yours.

BIG BANK SOLUTIONS. SMALL BANK SERVICE.

At Community Business Bank, we offer the same timesaving mobile and online technology, sophisticated cash management tools, and access to capital you’d get from a big bank, but with the personal service, local expertise, and agility of a local community bank. With a full suite of cash management solutions and a variety of tailor-made lending options, you’ll find a banking partner that is as dedicated to your success as you are. By listening to your challenges, understanding your needs, and building strong personal relationships, we deliver banking solutions that will help your business grow and thrive.

LENDING SOLUTIONS**

Buy, build, or improve real estate, increase inventory, acquire new equipment, or more with tailored financing that helps you reach your goals while working with your cash flow.

  • Agri-Business Loans
  • Commercial Real Estate
  • Commercial & Industrial
  • SBA Loans
  • Lines of Credit
  • Construction Loans

YOUR LIFE. YOUR BANK.

If you’re a business owner or manager, you can enjoy the same convenience, timesaving tools, and attentive service with your Personal Banking. We offer a full suite of accounts and services for individuals and families, including:

  • Personal Checking
  • Online & Mobile Banking
  • Savings & CDs
  • Health Savings Accounts
  • Retirement Accounts

Two Convenient Office Locations:

Lodi Office
1540 West Kettleman Lane
Suite A
Lodi, CA 95242
West Sacramento Office
725 Riverpoint Court
Suite 100
West Sacramento, CA 95605

NOT CLOSE? NO PROBLEM.

With our online and mobile banking, remote check deposit, courier service, and on-site visits, you rarely need to come in to one of our offices.

LEARN MORE OR GET STARTED:
Call 877-377-9077 or have a Business Banker call or email you back by filling out our contact form.