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Business Loans and Lines of Credit* Customized to Meet Your Needs.

If you need a term loan to expand your inventory, purchase new equipment, acquire another business, or to take advantage of some other business opportunity, we’ll work with you to put together a package that works for you. As an SBA-approved lender, we may also be able to assist you if conventional financing isn’t the right fit and will walk you through every step of the SBA loan process.

  • Competitive Rates
  • Low Fees
  • Short- and Long-Term Loans
  • Refinancing and Consolidation Options
  • Domestic and International Letters of Credit

Whether you’re looking to inject funds into your business when your cash flow dips or move quickly on expansion opportunities, a line of credit can give you the freedom to easily access cash when you need it.

  • Competitive Rates
  • Low Fees
  • Flexible Repayment Options

With a full range of fixed-rate financing options, a variety of terms, and up to 30-year amortization, we have real estate loans for businesses of all types and sizes. With our commercial real estate loans, you can buy, build, or improve practically any type of commercial property. In addition to conventional financing, we offer SBA loans, which can provide qualifying businesses with fixed asset financing at below-market rates.

  • Commercial Development
  • Multipurpose Commercial Properties: Office Buildings, Retail Centers, and Industrial Complexes
  • Land Purchases
  • Single-Purpose Properties, Such as Hotels, Restaurants, and Gas Stations
  • Apartment Complexes and Multifamily Units

Our knowledge of the local market and relationships with local developers helps ensure you get the guidance you need when it comes to construction financing. After we work with you to develop a loan package tailored to your specific needs, we’ll be with you through every step of the construction process, from groundbreaking to grand opening.

Local market knowledge and expertise in agri-business financing helps make us the ideal lending partner for farmers, ranchers, and other agricultural land and business owners. Whether you’re looking to reduce payments, expand operations, buy land, purchase equipment, or bounce back from a down year, we’ll work with you to create a personalized financing solution that meets your needs. We also work with rural development programs, such as FSA, Farm Credit, and Farmer Mac®, and will help you through every step of the application process.

  • Agricultural Real Estate
  • Operating Lines of Credit
  • Equipment Purchases

One-Call Convenience

For Expert Guidance & Friendly Service
Call 877-377-9077 to Speak with a Professional Business Banker.


Flexible Scheduling

We’re Ready to Meet Before, During, or After Business Hours at Our Office or Yours.


At Community Business Bank, you’ll find a lending partner that is as dedicated to your success as you are. Combining the resources of a large bank with the attentive, personal service, local knowledge, and agility of a small bank, we believe in building strong personal relationships with the businesses we serve. By listening to your challenges, understanding your needs, and leveraging our expertise, we’ll find the lending solution that is right for your business and will help you grow and thrive.


We offer a full range of business banking solutions designed to make it easier to manage your finances so you can focus on growing your business. Our services include:

  • Online Business Banking
  • ACH & Payroll Services
  • Remote Deposit
  • Merchant Card Services
  • Business Credit Cards**
  • Fraud Prevention


If you’re a business owner or manager, you can enjoy the same convenience, timesaving tools, and attentive service with your Personal Banking. We offer a full suite of accounts and services for individuals and families, including:

  • Personal Checking
  • Online & Mobile Banking
  • Savings & CDs
  • Health Savings Accounts
  • Retirement Accounts

Two Convenient Office Locations:

Lodi Office
1540 West Kettleman Lane
Suite A
Lodi, CA 95242
West Sacramento Office
725 Riverpoint Court
Suite 100
West Sacramento, CA 95605


With our online and mobile banking, remote check deposit, courier service, and on-site visits, you rarely need to come in to one of our offices.

Call 877-377-9077 or have a Business Banker call or email you back by filling out our contact form.