Certificates of Deposit

Standard CDs

Certificates of Deposits enable you to lock in a higher interest rate for a fixed term. Accounts may be established for terms as short as 3 months up to 60 months.


  • Terms range from 3 months to 60 months
  • Tiered interest rates
  • Upon account establishment, the rate is guaranteed for the entire term
  • Rates compounded daily, interest posted monthly, quarterly, or annually
  • Penalty may be imposed for early withdrawal
  • Rates subject to change at maturity
  • Minimum deposit: $10,000
  • FDIC insured