Certificates of Deposit

Standard CDs

Certificates of Deposits enable you to lock in a higher interest rate for a fixed term. Accounts may be established for terms as short as 30 days up to 60 months.

Highlights:

  • Terms range from 30 days to 60 months
  • Tiered interest rates – see rates
  • Upon account establishment, the rate is guaranteed for the entire term
  • Rates compounded daily, interest posted either monthly or quarterly
  • Penalty may be imposed for early withdrawal
  • Rates subject to change at maturity
  • Minimum deposit: $10,000
  • FDIC insured

No Penalty Certificates of Deposit

Lock in an interest rate with flexibility. The No Penalty CD enables you to withdrawal the full balance and interest penalty free any time after the first six days of funding your CD. Accounts may be established for terms of 18 or 48 months.

Highlights:

  • 18 month or 48 month terms available
  • Tiered interest rates – see rates
  • Upon account establishment, the rate is guaranteed for the entire term
  • Rates compounded daily, interest posted either monthly or quarterly
  • Withdrawal full balance and interest any time after the first 6 days of funding your CD
  • Partial withdrawals are not permitted
  • Rates subject to change at maturity
  • Minimum deposit: $10,000
  • FDIC insured