Deposit Rates

Effective: June 19, 2017

This Rate Chart contains information about interest rates and annual percentage yields for the accounts we offer.

Checking - Personal & Business
Minimum Opening Deposit Minimum Daily Balance
to Obtain Stated APY
Interest Rate Annual Percentage
Yield (APY)
Personal Checking - Premium & Platnum** $100 $1.00 0.10% 0.10%
Business Interest Checking** $200 $25,000 0.15% 0.15%
Nonprofit Interest Checking** $200 $1.00 0.15% 0.15%

 

Savings - Personal & Business
Minimum Opening Deposit Minimum Daily Balance
to Obtain Stated APY
Interest Rate Annual Percentage
Yield (APY)
Personal Statement Savings** $100 Up to $999 0.10% 0.10%
    $1,000-$2,499 0.10% 0.10%
    $2,500-$4,999 0.10% 0.10%
    $5,000-$9,999 0.15% 0.15%
    $10,000 and over 0.20% 0.20%
Business Savings**  $100 $1.00 0.10% 0.10%
Health Savings Account** $50 Up to $1,999 0.05% 0.05%
    $2,000-$7,499 0.05% 0.05%
    $7,500-$14,999 0.15% 0.15%
    $15,000-$24,999 0.20% 0.20%
    $25,000 and over 0.25% 0.25%

 

Money Market Accounts - Personal & Business
Minimum Opening Deposit Minimum Balance
to Obtain APY
Interest Rate Annual Percentage
Yield (APY)
Personal Money Market** $1,000 Up to $9,999 0.05% 0.05%
    $10,000-$24,999 0.25% 0.25%
    $25,000 and over 0.40% 0.40%
Business Money Market** $1000 Up to $9,999 0.10% 0.10%
    $10,000-$24,999 0.15% 0.15%
    $25,000 and over 0.25% 0.25%
Personal Premium Money Market** $25,000 Up to $24,999 0.15% 0.15%
    $25,000-$49,999 0.20% 0.20%
    $50,000-$99,999 0.35% 0.35%
    $100,000-$249,999 0.40% 0.40%
    $250,000-$499,999 0.45% 0.45%
    $500,000 and over 0.45% 0.45%
Premium Business Money Market** $25,000 $25,000-$49,999 0.25% 0.25%
    $50,000-$99,999 0.30% 0.30%
    $100,000-$249,999 0.40% 0.40%
    $250,000-$999,999 0.45% 0.45%
    $1,000,000 and over 0.50% 0.50%
Premium Business Money Market - Public Funds & Nonprofits** $25,000 $25,000-$49,999 0.15% 0.15%
    $50,000-$99,999 0.30% 0.30%
    $100,000-$249,999 0.40% 0.40%
    $250,000-$999,999 0.45% 0.45%
    $1,000,000 and over 0.45% 0.45%

 

Certificates of Deposit-Standard and Business CDs
Minimum Opening Deposit $10,000 Minimum Balance
to Obtain  APY
Interest Rate Annual Percentage
Yield (APY)
3 Month CD***   $10,000-$49,999* 0.20% 0.20%
    $50,000-$99,999* 0.25% 0.25%
    $100,000 and over* 0.25% 0.25%
 6 Month CD***   $10,000-$49,999* 0.50% 0.50%
    $50,000-$99,999* 0.55% 0.55%
    $100,000 and over* 0.55% 0.55%
 12 Month CD***   $10,000-$49,999* 0.70% 0.70%
    $50,000-$99,999* 0.80% 0.80%
    $100,000 and over* 0.85% 0.85%
18 Month No Penalty CD****   $10,000-$49,999* 0.65% 0.65%
    $50,000-$99,999* 0.75% 0.75%
    $100,000 and over* 0.75% 0.75%
24 Month CD***   $10,000-$49,999* 1.00% 1.01%
    $50,000-$99,999* 1.10% 1.11%
    $100,000 and over* 1.10% 1.11%
36 Month CD***   $10,000-$49,999* 1.24% 1.25%
    $50,000-$99,999* 1.29% 1.30%
    $100,000 and over* 1.29% 1.30%
48 Month No Penalty CD****   $10,000-$49,999* 1.39% 1.40%
    $50,000-$99,999* 1.44% 1.45%
    $100,000 and over* 1.54% 1.55%
60 Month CD***   $10,000-$49,999* 1.64% 1.65%
    $50,000-$99,999* 1.69% 1.70%
    $100,000 and over* 1.69% 1.70%

 

Certificate of Deposit - Public Funds
Minimum Opening Deposit $10,000 Minimum  Balance
to Obtain  APY
Interest Rate Annual Percentage
Yield (APY)
3-Month CD***   $100,000 and over* 0.05% 0.05%
6-Month CD***   $10,000-$49,999* 0.25% 0.25%
    $50,000-$99,999* 0.30% 0.30%
    $100,000 and over* 0.30% 0.30%
12 Month CD***   $10,000-$49,999* 0.45% 0.45%
    $50,000-$99,999* 0.50% 0.50%
    $100,000 and over* 0.50% 0.50%
24 Month CD***   $100,000 and over* 0.75% 0.75%


*     Daily Balance is the amount of the principal in the account each day
**    The interest rate and annual percentage yield may change after account opening
***   A penalty may be imposed for early withdrawal 
**** No penalty will be imposed for early withdrawal after six calendar days of account opening. Deposit not to exceed $250,000 without prior approval by Executive Management.


 

 

Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date referenced above. 

For current rate information call (916) 830-3560 or (209) 334-7400