Retirement Account Rates

Effective: February 23, 2018

This Rate Chart Contains information about interest rates and annual percentage yields for the accounts we offer.

Retirement Certificates of Deposit
$2,500 Minimum Opening Deposit Minimum  Balance
to Obtain  APY
Interest Rate Annual Percentage
Yield (APY)
12 Month CD*   $2,500-$49,000** 0.95% 0.95%
    $50,000-$99,999** 1.04% 1.05%
    $100,000 and over** 1.09% 1.10%
24 Month CD*   $2,500 - $49,999** 1.24% 1.25%
    $50,000 - $99,999** 1.34% 1.35%
    $100,000 and over** 1.34% 1.35%
36 Month CD*   $2,500 - $49,999** 1.49% 1.50%
    $50,000 - $99,999** 1.54% 1.55%
    $100,000 and over** 1.54% 1.55%
60 Month CD*   $2,500 - $49,999** 1.89% 1.90%
    $50,000 - $99,999** 1.94% 1.95%
    $100,000 and over** 1.94% 1.95%

*   A penalty may be imposed for early withdrawal
** Daily Balance is the amount of the principal in the account each day.
 

Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date referenced above. 

For current rate information call (916) 830-3560 or (209) 334-7400.